📍 New York City, NY · Local Plans

Medicare Plans That Cover Dental Fillings in New York City, NY

Finding the right Medicare Advantage plan for fillings coverage in New York City depends on your specific ZIP code — plan availability and benefits vary across New York County. In the New York City area, major Medicare Advantage carriers include UnitedHealthcare, Humana, Anthem, Aetna, EmblemHealth, MetroPlus Health Plan, VNS Health, WellCare, Cigna. The New York City metro has 1.4M Medicare enrollees, making it one of the most competitive Medicare markets in New York — which means more plan options and better benefits than most areas. Enter your ZIP below to see exactly which plans are available to you.

✓ 9 carriers in New York City ✓ Official CMS 2025 data ✓ We don't sell insurance ✓ 1.4M Medicare enrollees

Why Dental Fillings Coverage Matters in New York City

Dental fillings are typically categorized as "basic restorative" care under Medicare Advantage dental benefits. Most plans that include dental benefits will cover fillings, though cost-sharing varies.

While fillings are one of the more commonly covered dental procedures under Medicare Advantage, there's still significant variation in copay (20–50%), annual maximums, and which materials are covered (amalgam vs. composite). Comparing locally helps find plans with the best filling coverage for your budget.

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Enter your ZIP code to see exactly which plans cover fillings in your area.

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9 Carriers Offer Medicare Advantage Plans in New York City

New York City is one of the most competitive Medicare Advantage markets in New York. 9 carriers offer plans in New York County — but not every plan covers fillings, and benefit levels vary significantly. Use the search above (pre-filled with a central New York City ZIP) to see exactly which plans cover fillings at your address.

UnitedHealthcare Humana Anthem Aetna EmblemHealth MetroPlus Health Plan VNS Health WellCare Cigna

Carrier availability varies by ZIP code within New York County. The search tool shows plans available at your specific address.

Frequently Asked Questions

Does Medicare cover dental fillings?
Original Medicare does not cover dental fillings. Most Medicare Advantage plans that include dental benefits will cover fillings as a basic restorative procedure, typically at 50–80% coinsurance after any applicable deductible.
Are composite (tooth-colored) fillings covered by Medicare Advantage?
Some Medicare Advantage plans cover composite fillings; others only cover amalgam (silver) fillings or cover composite at a lower rate. Check the plan's dental benefit details or use the comparison tool to see what's covered in your ZIP code.
What is the typical out-of-pocket cost for a filling with Medicare Advantage?
With Medicare Advantage coverage, a basic filling may cost $30–$200 depending on the type of filling, the plan's coinsurance rate, and whether you've met any applicable deductible.

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